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Financial stability and strength of an coverage crew should be a major consideration when purchasing an Medicaid contract. An indemnity meed paid currently provides coverage for losses that might emerge crowded years in the future. For that reason, the viability of the insurance carrier is very important. In recent years, a chiffre of provision companies have become insolvent, leaving their policyholders with no coverage (or coverage only from a government-backed indemnity pool or other arrangement with less attractive payouts for losses). A number of independent rating agencies, such as Best's, Fitch, Standard & Poor's, and Moody's Investors Service, provide info and rate the financial viability of indemnity companies.